My Legacy Assessment
A free, guided assessment to identify your protection gaps, liquidity options, and next best steps before any insurance decisions are made. No pressure. No obligation. If life insurance makes sense, you’ll apply with the carrier and pay the carrier directly.
This assessment helps us prepare accurate illustrations and guidance. It does not lock you into a policy or obligation
What to Expect
After you complete the Legacy Assessment, here’s what to expect:
Personal Review
We review your responses and prepare a customized, non-binding illustration based on your goals, budget comfort, and eligibility.Follow-Up & Scheduling
You’ll receive an email from us to schedule a conversation where we walk through the numbers together and answer your questions.Decision at Your Pace
If life insurance makes sense, we’ll guide you through the next steps. If it doesn’t, you’re free to walk away—no pressure, no obligation.Carrier Application (If You Proceed)
If you choose to move forward, the official application is completed directly with the insurance carrier. Payments are made to the carrier—not to us.Underwriting & Approval
Depending on your situation, a medical exam may or may not be required. If needed, it can usually be completed at your home on your schedule.Policy Delivery & Activation
Once approved, we review the policy with you to ensure everything matches what was discussed. Coverage begins once your first premium is paid.
Timeline:
Most policies are finalized within 2 weeks to 2 months, depending on medical history and underwriting requirements.
How We Connect
Legacy Vault Financial works primarily through secure, remote meetings allowing families nationwide to receive guidance without travel or pressure.
When appropriate, consultations are conducted via phone or video at times that work for your schedule. In-person meetings are limited and by invitation only.