At Legacy Vault Financial, we specialize in high cash value whole life insurance policies that are designed to do more than provide protection, they build lasting wealth.

With our 90/10 policy design, families and professionals can:

• Grow cash value faster than traditional policies

• Access tax-advantaged funds during their lifetime

• Protect loved ones with guaranteed lifelong coverage

• Create a legacy that lasts for generations

We simplify the complex so you can focus on what matters most: building security today while creating wealth for tomorrow.

Start With Your Legacy Assessment

This isn’t just an assessment, it’s the first step toward building a powerful financial asset that has helped families and the wealthy alike create lasting legacies for decades.

During your Legacy Assessment, we’ll:

• Learn about your financial goals and priorities

• Review how a 90/10 high cash value whole life policy could be structured for you

• Show how base premium + paid-up additions (PUAs) unlock the full wealth-building potential

• Provide a clear, custom path forward based on your capacity and goals

⚠️ Important: Whole life insurance works best when it’s funded at a meaningful level. Putting in only a minimal premium (like $100/month without PUAs) might keep the policy in force, but it will not deliver the compounding growth, flexible access, or rider options that make this strategy so powerful.

👉 If your budget limits you to very small contributions, a term policy may provide basic protection for now. But understand: term can never create the wealth engine that a properly structured whole life policy provides.

This strategy is a premium approach to wealth-building. It requires intention, discipline, and the willingness to put real fuel behind the engine. The wealthy have leveraged these designs for generations and not by “hoping” small change would do the job, but by committing to funding their legacy.

Take the assessment today, and let’s see how this policy can be structured to truly work for you and your family.

💡 Minimum Recommended Commitment
To unlock the full benefits of a 90/10 whole life policy, most families begin seeing meaningful results when contributing at least $250–$500 per month.

Here’s why this matters:

• The base premium keeps your policy in force and provides lifelong protection.

• The PUAs (Paid-Up Additions) are what accelerate cash value growth, unlock riders, and build true wealth.

When both work together, your policy becomes more than insurance, it becomes a living financial engine you can use during your lifetime.